Welcome to
U.S. Bank Health Savings SolutionSM Accountholder Site
Help manage rising health care costs with U.S. Bank Health
Savings Solution. In this era of escalating health care costs, Health Savings
Accounts (HSAs) paired with a High Deductible Health Plan (HDHP) are rapidly
gaining popularity. An HSA puts you in control of your health care spending and
allows you to decide when and how to spend your health care dollars.
This Web site is your gateway to important information, providing
the tools you need to take charge of your health care and health care expenses.
U.S. Bank is committed to making your HSA easy-to-use while providing you with
the tools necessary to build a healthy financial future.
Health
Savings Solution HSA benefits include:
Easy to use
we offer you flexible
ways of making deposits, the convenience of the HSA Visa debit card(s) and checks,
and the ability to choose mutual fund options
Tax Savings
tax deductions when you contribute,
tax-free earnings through investments and tax-free withdrawals for qualified
medical expenses (state and local taxes may vary)
Ownership and Portability
you make the decisions on how
to spend your dollars, or save and invest in future health care needs. Funds
can be carried over in the account from year to year, similar to an IRA. These
funds stay with you even if you change employers or insurance carriers
Financial Flexibility
your funds in the HSA can pay
for current medical expenses or can be saved for future needs
Future Savings
you can choose to save money for
future qualified medical expenses and grow your account through investment earnings
Turning health care users into smart consumersSM
Estimate health care usage for you and your family, calculate
your out-of-pocket costs, and determine which plan best meets your needs.